For over 15 Years my career has been in the field of Human Resources and hold national designation through SHRM as a PHR (Professional in Human Resources). The PHR designates me as a “Subject Matter Expert”. I have provided guidance and advice to hundreds of employees, friends and family over the years on various matters relevant to the “senior population” and those disabled temporarily or permanently. Examples of where my experience and knowledge is most beneficial to seniors and those disabled include the following: how to apply for Social Security, Medicare and supplemental insurance education/options, Fed, State, and Local offices and organizations that provide a wide range of services free of charge and eligibility factors, other considerations such as relocation assistance upon retirement, long term disability insurance information and advice in the event of serious illness. I am also a designated CCP (Certified Compensation Professional) and have advised individuals as well large group lecture education on various topics relevant to both seniors and the disabled. Topic examples would include 401K education, education on IRA’s, tax implications, living wills and medical directives, opportunities to those who choose to work after age 65 and/or those who are disabled, any many other financial considerations that most people often do not even consider or even realize the extreme importance of addressing proactively.
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